Wednesday’s (2025-10-29) decision takes the Fed’s overnight rate down to a range of 3.75% to 4%.

Wednesday’s (2025-10-29) decision takes the Fed’s overnight rate down to a range of 3.75% to 4%.


Source: FRED 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US)
As of December 30th,2024, the 30-Year Fixed Rate Mortgage rate average in the US is 6.85%.